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Most Americans spend more time planning for vacations and holidays than planning for their retirement.1
1 Employee Benefit Research Insitute, 2007

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

The information contained in this article is not intended to (and cannot) be used by anyone to avoid IRS penalties. These articles supports the promotion and marketing of this [life insurance, annuity, long term care, disability, pension, etc. You should seek advice based on your particular circumstances from an independent tax advisor.

  • Financial Insights

    14 Tips for Beating the High Cost of College
    The cost of a college education continues to soar at a rate faster than inflation.

    Building a Savings Ethic
    Tips for building a savings plan that can improve your own economic outlook, leave you room to enjoy your spending and make you a creditor- not a debtor.

    Disaster-Proof Your Finances
    Floods, tornadoes, earthquakes, winter storms. The list of natural disasters seems endless these days.

    Map Out a Financial Strategy
    When it comes to finances, you may be fairly sure where you're headed this month, but less certain where you'll end up 5, 15 or even 30 years down the road.

    The Tortoise and the Hare
    The Steady Advantages of Dollar Cost Averaging

  • January

    The Coming Retirement Boom
    In 2008, a new era will dawn that economists and policymakers have been anticipating for years with a mixture of curiosity and trepidation: baby boomers will begin turning 62, ushering in an unprecedented long-term shift in the balance between working and retired Americans.

    Happy Birthdays?
    The road to retirement winds through several birthdays that affect most Americans’ retirement benefits and tax circumstances.

    Betting Your Life on Low Coverage
    If you are close to retiring or have already retired, you may be wondering whether your life insurance policy meets your current needs.

    Regain Your Individuality
    When employees leave their jobs, they have a choice to make: they can withdraw the money, leave the money in their former employers’ retirement accounts, or roll the money into another retirement plan.

    You’ve Sold It: What’s Next?
    If you are a business owner who is considering selling your enterprise soon, you may be able to reap even greater rewards by doing a little prep work now.

    Quick Facts - January 2008
    Information about Retirement, Long Term Care and the Mature Markets

  • December

    Life Insurance Goes to College
    Life insurance is usually thought of in terms of tragic outcomes, but if life goes as planned, you may still be able to use it to send your kids to college.

    World of Opportunity
    It may be tempting to think that investing at home is enough, but that kind of thinking misses opportunities that may be available through foreign investments.

    Money and the Battle of the Sexes
    When both spouses are informed about the household finances, it can reduce the potential for mistakes, misunderstandings, and lost opportunities.

    Giving for the Greater Good
    When you utilize a structured giving strategy, your efforts can help reap greater benefits for you, your heirs, and your favorite charity.